Pawn Loans
Cash Loans
A “Pawn” is a cash loan that is given in exchange for collateral, like a television or a piece of jewelry. You bring us something of value and we loan you cash for it. It’s that Simple. Pawn loans offer consumers a quick, convenient, and confidential way to borrow money without having to sell your property, which you can recover once the loan is repaid.
Quick-Cash lends money on almost anything of value. Items include: Gold, Silver, Platinum, Diamonds, Coins, Scrap Gold, Flat screen TV’s, Laptops, Ipads, Tablets, Smart phones, Smart watches, Gaming Systems, Games, Bluetooth Devices, Sound Systems and much more.
Most transactions take less than 5 minutes and you will be greeted and treated with dignity and respect. Bring in your merchandise and a qualified member of our staff with be happy to appraise its value and offer you a loan.
Safe & Secure
While your items are in Pawn, they are still yours, you still own them. All precious metals, diamonds, and jewelry are stored in our secure vaults. Hard good loans, such as electronics, are stored with all their accessories including remotes, cords, and cables etc… in our secure facilities. All Pawn items at Quick-Cash are tagged with your Name, Loan Number, Date loan was written, and a description of the item including: serial and model numbers.
Military Lending Act
Quick-Cash is a proud supporter of the military and their families. All of our stores offer special cash loans to active duty members of the military, their spouses, and dependents at reduced interest rates as directed by the Military Lending Act (MLA). To see if you, your spouse or your dependents qualify for a reduced interest loan simply ask our staff to check the MLA/DMDC website to see if you qualify.
Military Annual Percentage Rate Disclosure:
Federal law provides important protections to members of the Armed Forces and their dependents relating to extensions of consumer credit. In general, the cost of consumer credit to a member of the Armed Forces and his or her dependent may not exceed an annual percentage rate of 36 percent. This rate must include, as applicable to the credit transaction or account: The costs associated with credit insurance premiums; fees for ancillary products sold in connection with the credit transaction; any application fee charged (other than certain
Frequently Asked Questions
What is required to do a Pawn?
Must be 18 or older with a valid government-issued photo ID.
How does a Pawn work?
Bring your item into any of our stores and our staff will evaluate the items condition, appraise its value and offer you a loan. If you accept we take possession of the item. When you pay back the loan, your merchandise is returned. If the you elect not to redeem the collateral, there is no credit consequence and the items are sold at a value price to retail consumers.
How much does it cost?
2% Interest + 18% service charge = 20% Finance charge per month
All loan terms comply with the federal Truth in Lending Act and customers will be provided with a receipt showing their Due Date, Amount Financed, Finance Charge, Annual Percentage Rate (APR), and a description the item being pawned including any model or serial numbers.
What are the terms?
Pawn loans have a 120 day term. Interest is charged every 30 days. 120 days without payment the collateral is forfeited. Every 20% payment extends the loan for 30 days. Loans can be extended indefinitely. Partial payment can be made but they do not extend the loan.
How much Cash can I get?
There is no limit! We can loan any amount, depending on the value of the item or items that are put up as collateral. Our goal is to help our customers and we will work with you to get the cash you need.
What if I cannot pay back the loan?
Failure to repay a pawn loan does not entail additional consequences outside of loss of the item that was pawned or given as collateral. Should you need money in the future, you can come to Quick-Cash and count on us to once again help you out, no questions asked.
| Florence - 859-282-7711 Covington - 859-261-2435 Taylor Mill - 859-261-8577 Newport - 859-261-7296 Bellevue - 859-291-4653 Greendale IN - 812-537-0064 |
Store Hours for All Locations Sun: Closed |